Student Health Insurance100% Visa Approved

Health Insurance for Student Visa in Spain

100% approved policies with zero copays, zero wait times, and repatriation included. Get your official consular PDF certificate in under 24 hours.

Official Certificate in 24hRepatriation included

Student Price Estimator

Calculate your monthly quote with zero copays.

Estimated Quote:
Personalized price

Consular Approval

100% meets Spanish immigration requirements.

24-Hour Certificate

Receive your official PDF documentation ready to submit.

Guaranteed Refund

100% refund in case of visa rejection.

Approved official insurance companies

ASISASanitasAdeslas
Consular Requirements

Official Health Insurance Requirements Mandated by Consulates & Immigration

To successfully process your student visa or student residence card (TIE / NIE) in Spain, the Ministry of Inclusion, Social Security and Migration strictly requires your private health insurance to meet 4 legal conditions. At VitaBlue all our policies are pre-configured to 100% meet these requirements:

Zero Copays or Deductibles

Access GP, specialists, and surgeries with 0€ extra fees, as strictly required by Spanish immigration law (RD 557/2011).

Zero Wait Times (From Day 1)

Immediate full access from day one to emergency care, complex diagnostics, and full hospital admission without waiting periods.

Sanitary & Funeral Repatriation

Official guarantee of medical transfer and repatriation of remains to your country of origin in case of accident or illness.

Official Consular PDF Certificate

Official stamped certificate issued in Spanish with all required clauses ready to attach to your visa or NIE application.

National Medical Network

Direct access to over 50,000 specialist doctors and top private hospitals in Madrid, Barcelona, Valencia and across Spain.

Telemedicine & Digital Health App

Medical video consultations in under 5 minutes, official e-prescriptions on your smartphone, and 24/7 digital emergency support.

Crucial Difference

Why Standard Travel Insurance is NOT Valid for Student Visas

One of the most frequent mistakes made by international students is purchasing a generic travel assistance policy.

⚠️ Spanish Consulates (especially in Mexico, Colombia, Peru, Argentina, Ecuador, and the US) systematically reject standard travel insurance for long-term study visas and NIE cards.

Standard Travel Insurance

No Válido para Visado

  • Coverage Type: Emergency assistance only with low financial limits (e.g. max €30,000).
  • Consular Validity: Rejected by consulates and Spanish immigration offices.
  • How it Works: Deferred reimbursement (you must pay upfront from your pocket).
  • Certificate: Standard receipt without mandatory consular legal clauses.
100% Exigido por Ley
Compliant Health Insurance (VitaBlue)

Aprobación Consular Garantizada

  • Coverage Type: Unlimited full healthcare coverage, surgeries, and comprehensive hospital stay.
  • Consular Validity: 100% accepted and approved under Spanish Royal Decree 557/2011.
  • How it Works: Direct access with zero out-of-pocket expenses to private hospital networks.
  • Certificate: Official Certificate in Spanish stamped and signed by authorized insurer.
Multi-Brand Comparison

Compare Official Student Health Insurances: ASISA vs Sanitas vs Adeslas vs DKV

We compare the leading authorized insurers in Spain so you can choose the fastest certificate and best price with 100% visa approval guarantee.

Best Value

ASISA Salud Estudiantes

Most Popular & Best Price

The #1 choice for student visas in Spain. Full coverage with zero copays and zero wait times. Ultra-fast certificate emission in less than 24 hours.

Official Consular PDF in <24h · From €38/mo
Recommended

Sanitas International Students

Premium Digital

The preferred choice for student visas. Includes the Blua telemedicine module free forever, unlimited video consults, and immediate official certificate.

Consular PDF certificate instantly · From €45/mo
Alternative

Adeslas Extranjeros Completo

Standard Network Insurance

Excellent national medical coverage from Adeslas with zero copays. Includes repatriation and international reimbursement for emergencies outside Spain.

Large network of private hospitals · From €49/mo
Alternative

DKV Integral Estudiantes

Eco Health & International Care

Comprehensive coverage with top eco-friendly digital prevention tools and emergency cover when traveling in Schengen Europe.

Digital certificate in 48h · From €48/mo
Transparent PricingNo Hidden Fees

Health Insurance Prices for International Students in Spain

Clear and fixed rates without surprises. Price depends on your age and the total duration of your academic stay in Spain:

Short Stays (3 - 6 mos)

From €120 - €240

Ideal for language courses, Erasmus, and intensive short programs.

Full Academic Year (9 - 12 mos)

From €450 - €530

For Bachelor, Master, PhD degrees, with full consular coverage.

TIE / NIE Renewals

Same Preferential Rates

Without surcharges or penalties for continuing your second year.

Radical Transparency

What exactly are you buying?

We show you upfront the legally required inclusions and standard exclusions to avoid surprises when applying for your visa.

Lo que SÍ incluye
  • Comprehensive healthcare including general medicine, specialized doctors, and 24/7 emergencies.
  • 100% full hospital stay and medical/surgical hospitalizations with zero copays.
  • Official sanitary and funeraria repatriation to country of origin without insufficient caps.
  • Zero waiting periods for all diagnostic tests and immediate consular certificate emission.
Lo que NO cubre
  • Elective aesthetic treatments, cosmetic medicine, and non-essential surgery.
  • Out-of-hospital prescription pharmacy medications.
  • Pre-existing serious conditions not declared in the initial medical application.
  • Complex dental prosthetics or advanced orthodontics.

Esta comparación busca la máxima transparencia. Mostramos las exclusiones con la misma jerarquía visual que las coberturas para que tomes una decisión informada antes de contratar.

Simple Process

How to Contract Online in 4 Steps (From Your Home Country)

100% digital process without requiring a NIE, Spanish bank account, or physical presence in Spain.

  1. 1
    Step 1: Choose insurer & stay dates

    Select your preferred company (ASISA, Sanitas, Adeslas) and specify your course start and end dates.

  2. 2
    Step 2: Enter details with your Passport

    No Spanish NIE or residence card needed. Simply complete the form using your valid passport number.

  3. 3
    Step 3: Secure international online payment

    Pay quickly with international credit/debit card (Visa, Mastercard) with zero hidden transaction fees.

  4. 4
    Step 4: Download your consular PDF certificate

    Receive your official certificate in PDF in <24 hours in your inbox and WhatsApp, ready for the consulate.

Risk-Free Guarantee

100% Money-Back Guarantee for Visa Rejection

We know how stressful the student visa application process can be. At VitaBlue you enjoy a 100% risk-free guarantee:

100% Sin Letra Pequeña

If for any unforeseen reason the Spanish Consulate or Immigration Office rejects your student visa, we refund 100% of the money paid for your health insurance policy upon sending the official consular rejection letter.

1. Official Rejection Letter

Forward the official rejection notification issued by the Spanish consulate.

2. Express Validation

We validate the document with the insurer in under 24 business hours.

3. 100% Refund

You receive the full reimbursement directly to your original payment card.

Real reviews

The experience of those who already trust us

"I needed an insurance policy without copays or wait times for my student visa and was completely lost. They helped me instantly via WhatsApp, recommended the ideal option, and sent my certificate immediately. Visa approved!"

Mariana Silva
Mariana SilvaMaster Student in Madrid

"I was looking for normal private health insurance. I tried other comparison sites and they bombarded me with telemarketing calls. With VitaBlue I could see the real prices without registering and contracted at my own pace. Excellent."

Carlos Mendoza
Carlos MendozaUndergrad Student in Barcelona

"100% online management, super fast. The documentation in Spanish and English arrived in my email in minutes and was accepted by the Spanish Consulate in Beijing without any problem."

Li Wei
Li WeiLanguage Course in Seville
Official Consular Resource • 2026/2027

Definitive Checklist: Health Insurance for Spain Student Visa

Review the 5 non-negotiable points of Spanish Immigration Law (zero copays, zero waiting periods, 100% full coverage, and repatriation) and the 3 most common refusal mistakes.

✓ 2 Pages A4 Ready to Print✓ 100% Free✓ Money-back Guarantee Included
Frequently Asked Questions

Clear doubts about Student Insurance

The policy must meet 4 mandatory conditions: 1) Zero copays or deductibles, 2) Zero wait times (carencias) for medical services, 3) Full coverage equivalent to the Spanish public healthcare system (including hospitalization and surgeries), and 4) Sanitary and funeral repatriation to the country of origin included.

Need help with consulate procedures?

Our senior advisors perfectly know the specific requirements of each Spanish consulate and immigration office. They will guide you step by step free of charge.

Lucía Delgado
Asesora Asignada

Lucía Delgado

Asesora Senior de Salud en España

"Hola, soy Lucía. Estoy aquí para resolver tus dudas de visado, copagos y carencias. Te guiaré de forma neutral y sin ningún tipo de compromiso."

Lunes a Viernes: 9:00 - 19:00 (CET)Respuesta en < 15 mins
+34 694 58 34 52

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